What is it? A financial investment is an asset you own with the expectation that it will provide a return in the form of income or appreciation over time.
Why do we do it? You can leverage your financial situation through sensible investing to achieve your objectives.
What do we need from the client? We need to understand you and your objectives so that we can choose investments that will match your time frame, intended growth rate and attitude to risk (ATR) and capacity for loss.
What will we produce? A financial plan that takes into account your objectives and timeframe. We will discuss our recommendations and ensure you understand what we recommend and why.
What tools do we use?
- FE analytics – a robust database and analysis tool containing most funds’ historical data. We use this to show how your current portfolios would have fared through time and how we can help improve them.
- Morningstar – we use model portfolio services from leading investment houses for most of our clients. Morningstar allows us to compare the long-term performance of these investment houses against one another. It forms a critical part of our central investment proposition research.
- Dynamic planner – allows us to risk map your existing portfolios to our risk yardstick, showing us if the portfolio meets your risk expectations and suits your goals and investment preferences. It also allows us to run psychometric tests with you, to help us establish your risk preferences, capacity and ability to take risks, and ethical choices. The tool works as both an analyser and a discovery tool. It also allows us to scour the market for the most appropriate custodians/platforms to house your assets.
Note. Because this investment may go down in value as well as up, you may not get back the full amount invested. Past performance is not a reliable indicator of future results.